Comparison of Credit Cards and Paying with Cash Essay

Comparison of Credit Cards and Paying with Cash - Essay Example Measuring the benefits of cash against credit cards is highly individual and dependent upon circumstances. People often use credit cards for convenience. This is good if they pay the bills before interest is incurred, called the â€Å"grace period†. Businesses are also charged for accepting credit cards, so they raise prices. However, interest is high if the grace period is missed and it does not apply to cash on credit. A credit card is easy to use online, but care must be taken to check the transactions as one might see recurring payments applied from the fine print they did not read. Online purchases are much harder to make without a credit card, and generally, incur fees for a payment service. One often overlooked benefit for using credit cards is to build one’s credit rating. In today's’ world getting a mortgage or buying a car with no credit rating can be difficult and may cause the buyer higher interest. Some places have a chip sensing machine that only requires waving or tapping the card on a surface to register the purchase, making it even easier, but that ea se of use may encourage overspending. Cash may lower the price of items or services, but then the buyer must store the receipts and carry that cash, which is not as safe since it can be spent by anyone. When getting cash on credit the cost can be up to 29% and it accumulates at the time of purchase until that balance is paid, so running one’s self out of cash is also not good. Online purchases are much harder to make without a credit card, and generally, incur fees for a payment service, but debit cards that have a credit logo often work. Credit cards are fast and very easy to use. The major drawbacks to using credit cards are also what that makes them tempting to use: deferred payment and convenience.  Ã‚  

Management Information Systems in Cross-Border Shipment Term Paper

Management Information Systems in Cross-Border Shipment - Term Paper Example e in trade in areas where crossing borders is relatively easy and where products are significantly cheaper in one place than another, often because of significant variations in taxation levels on goods. When you talk to a person living in the U.S., they only think of cross-border shipping is between U.S. to Mexico or Canada, in reality that is not the sole case. It actually consists of international flows of trade to other countries. Through all of these transactions across foreign borders there have been regulations on trade to govern both parties involved, basically making it an even playing field. When moving shipments into and out of Canada, what you dont know can hurt you. Specialized logistics providers can help you capitalize on opportunities, ensure compliance, and keep you safe from harm. Canada is currently the United States largest trading partner, with $616 billion in total goods moving between the two countries during 2012, according to the Office of the U.S. Trade Representative (Inbound Logistics 2013). But crossing even a peaceful border such as the one between the United States and Canada is growing more complex as regulations mount—some call it the "thickening" of the border (Inbound Logistics 2013). That complexity has many U.S. shippers turning to third-party logistics (3PL) providers, carriers, and customs brokers with the experience and infrastructure to make moving goods into, out of, and within Canada as seamless as possible. Teaming with an expert staff goes a long way in ensuring importers and exporters follow the correct regulations, file the ri ght paperwork, meet deadlines, and entrust cargo to a compliant carrier (Inbound Logistics 2013). Shippers must complete all this preparation at least two hours before a truck arrives at the port or face costly delays and risk extra steps that promise to stall shipments even longer. Efficient border crossing is all about working in advance. Having broken down the issues surrounding the

Textual analysis Essay Example | Topics and Well Written Essays - 1000 words - 3

Textual analysis - Essay Example Although I agree with Talbot that the new generation needs a boost to accomplish more, I do not believe that neuroehancers is what our generation needs to get ahead in the white collar competition. Although there are many people out there who are using these drugs to try and get ahead of the competition, not all people are really making any progress in that direction. In fact, the people who are using these drugs are mostly already ahead of the competition that we wonder if these drugs actually even helped these people achieve their goals. Throughout the report of Talbot, we can clearly see that the people who used neuroenhancing drugs did not feel smarter or more creative. First, let us take a look at Alex the guy who recently graduated from Harvard. Alex is a classic example of a student who wants to achieve almost everything at once. He led a very hectic schedule so he needed an energy booster to keep him awake, alert and focused. Since Alex was admitted to Harvard and he ran a student organization, presumably, this guy is already smart and is ahead in terms of academic achievements. During his interview with Talbot, Alex clearly stated that the drug Adderall helped him focus his mind on the tasks at hand but it did not make him feel smarter. According to Alex, â€Å"The drug, along with a steady stream of caffeine, helped him to concentrate during classes and meetings, but he noticed some odd effects; at a morning tutorial he†¦ alternated between speaking too quickly and thoroughly on some subjects and feeling awkwardly quiet during other points of the discussion.† Lunch was a blur: â€Å"It’s always hard to eat much when on Adderall.† Based on the statement of Alex, we can clearly see that the effects of nueroehancers are not always good. The sudden bursts of mental activities followed by silence are not a good sign. If our generation wants stay competitive, we need more than just drugs that boost out mental

Describe the emergence of transitional political islam Essay

Describe the emergence of transitional political islam - Essay Example he emergence of the transitional political Islam, the Arab Spring protested increased the influence of the Islamic parties among several countries that has seen dissipated power. The paper reviews the emergence of transitional political Islam in the Middle East and North Africa during the Arab Spring. The resurgence of Islam is closely associated with the crushing of military defeats of Arabic countries that suffered in the hands of the hands of Israeli forces in 1967. After the fail of the military in Arab resulted into the Islamic revival that grow to challenge nations in the Middle East and North Africa (Barton et al, 2014). According to Howard (2010), the exodus of these began with the formation of the Muslim Brotherhood in Egypt that found in 1928 by Hassan al-Banna that became very influential in religious and political sector. The Muslim Brotherhood movement gained popularity among the Islam as it addressed issues affecting and threatening Muslim societies such as westernization, secularization and materialism. However, the movement did not last long before it suffered a terrible blow, for instance during the rule of Islamist President Mohammed Morsi in Egypt that was followed by onslaught of the Muslim brotherhood movement. The effect was evident across several nations su ch as Tunisia where the Islamist Ennahda party lost election. The Arab Spring protest came as a surprise to Islamic bodies bringing many unanswered issues to light such as religious and political differences. Islamist had a difficult moment addressing the issue among different people because of the delicacy of the matter as it included varied constituencies requiring different things (McCormick, 2012). However, the Islamists from most of the Middle East States who are ruled by autocratic regimes who gains power by denying the Islamists a popular vote that brutally suppresses of both the leaders and followers. In the same spirit, this has escalated autocracy among nations in the Middle

The art of war and the illiad Essay Example | Topics and Well Written Essays - 750 words

The art of war and the illiad - Essay Example The art of war consists of misdirection and the fluidity of one’s tactics: the use of the mind as a tool of planning for success and the use of the mind as a tool of achieving it. In essence, the law of secrecy and subtly applies in all cases to the battlefield where the battle is not imminent or already in progress. To be invisible and inaudible, as it applies to the senses of sight and sound, are virtues when seeking to acquire a victory in battle. War is, despite common images of bloody and violent battles, a game of deception and misdirection. It is heavily contingent on the acquisition of intelligence, the soundness of one’s planning, and the excellence of one’s execution. The first process, that of the acquisition of intelligence, is perhaps most crucially important. If war is the design of a general, intelligence about his enemy is likely as important as a seeing man’s eyes. A general’s planning guides his men into battle and hopefully to a victory at the end of the day. In most cases, it is the secrecy and subtlety that the general uses to put himself and his army in position to strike that can make all the difference. Attacking places which are not defended, as Sun Tzu, says is the easiest way insuring one’s victory. Similarly, we see methods like these employed by the cunning tactician Odysseus during the course of the Trojan War. In Homer’s Iliad, we find Odysseus and Diomedes acquiring intelligence about a Thracian camp, filled with sleeping soldiers. They get this information from Dolon, who Odysseus promises not to kill. Dolon tells the men about Rhesus: his armor and his horses. Sneakily, the Greeks get into position, ready to attack them as they slumber. Diomedes kills Rhesus and his cohorts: In this passage, Odysseus and Diomedes apply Sun Tzu’s great insight, and attack at will on the sleeping enemy. Book Ten demonstrates the effectiveness of psychological warfare,

Describe The Factors To Consider Essay Example for Free

Describe The Factors To Consider Essay There are a number of factors to consider when promoting effective communication. When using verbal communication with patients it is important to speak looking at them, speaking slowly and clearly and using simple language,. It is important to note that when working with patients with learning disabilities we have made sure they have understood what I have said. When speaking with colleagues or professionals the language I use can be more complex and often I will speak faster however most factors remain the same, it is still important that information given verbally is clear and concise. An example of this is when this is when I have mentored new staff I make sure I talk over everything slowly and clearly and I also get then to repeat some of that information back to show they have understood. Verbally communicating in this way will differ dependant on weather I am talking on a one to one basis or to a group. If I am talking to a group I must remember to address everyone and not exclude anyone. When using non-verbal communication there are many different factors to consider. For example, if I am slummed back in a chair, it may show that I am not interested in the conversation. Eye contact is also very important as this can show that I am engaged in the conversation, other things to consider would be hand gestures, body language and facial expressions, for example, if I frown or have my arms folded I may give a negative impression. Finally it is important to remember that for effective communication to take place it involves both parties to be engaged. Being able to listen well is vital in a two way conversations.

Motivation Through Acknowledgement Essay Example for Free

Motivation Through Acknowledgement Essay Impact of being a charismatic leader Leadership is about the ability to influence people by personal attributes and behaviours; different leadership qualities may be needed in different circumstances. Charismatic leadership: A charismatic leader is a leader whose followers are attracted to his or her personality and charm. People using this leadership style excel at working a room and making others feel that they are truly important and needed for the leader (and the cause) to be successful. These magnetic leaders do this through actions such as: Direct eye contact Remembering personal details about the person they are speaking with e. g. use of name or enquiry after family/social matters Giving their complete focus to the other person for the time they are with them Reading their surroundings and being skilled at detecting the moods of the audience and Adjusting his or her behaviours and speech to suit the situation at hand. Their approach when leading teams is to have their enthusiasm rubs off on their team members by being extremely positive and energetic. Teams do, however, need more than just a charming leader to keep them sustainable over the long term. Impacts of Charismatic Leadership Selling The Vision: These leaders are often exceptional at selling the vision and getting people to come along for the ride. They are geniuses at helping people to see possibilities and potentials to buy into something bigger than themselves. They are generally masters at weaving stories and anecdotes that enable people to buy into a big dream e.g. JFK leading a nation to put the first man on the moon Inspiring: Their generally optimistic and positive nature draws people to them like a moth to a flame. Often these leaders do inspire people to be at their best and the work environments they create can be very motivating to employees and colleagues alike. Drive Results. A highly charismatic leader can have people willing to walk over hot coals for him or her. Because of this they can achieve results and often get things done that other leadership styles may not. Think Hitler, Lee Iacocca Charismatic leadership is certainly a dynamic and empowering form of leadership, and combined with other styles of leadership, it creates a powerful force that gives people the enthusiasm and  self-management to achieve great results. A leader is a person who has a vision, a drive and a commitment to achieve that vision, and the skills to make it happen. A leader is a person who influences a group of people towards the achievement of a goal.